Zinn's Loan

''Mr Zinn, a wealthy and somewhat fickle financier, generously loans you the 110,000 kubars necessary to get your company going. However, you must pay Mr. Zinn 4% interest per week. Mr Zinn wishes you the best of luck on your new venture and hopes he will never have to repossess your ship.''

Mr Zinn lives in the planet Zile. He is the guy who gave you the ship. Because you had to loan him money to get the ship, you have to pay him some money. By default, without any modifying the interest limit, if your loan goes above 200,000 kubars, you will lose and Mr Zinn will have to repossess the ship.

You can go to Zile to ask him a favour for a lower loan rate or a higher credit limit. Sometimes he might be busy or he might not want to do so.